Legal information of the Palatine bank website

You have to go online to the website www.palatine.fr which is operated by the Palatine bank.

Legal information :

The internet site www.palatine.fr is owned by the Palatine Bank.
Corporate name: Banque Palatine
A joint-stock bank with a capital of 402,628,520 euros
Registered RCS No.: 542 104 245 RCS PARIS
Head office: 42 rue d'Anjou - 75382 PARIS CEDEX 08, FRANCE - Tel: +33 (0)1 47 54 40 40

Publishing director: Karine Saliège

Hosted at : Nomadvantage / 90 rue Victor Hugo / 94200 IVRY SUR SEINE / Tel +33 1 45 17 27 77 / Fax +33 1 45 17 27 38

Warning :

The Palatine bank asks users to read the following conditions :

Conditions for use and access :

The Palatine bank website is specifically reserved for Palatine bank clients. However, potential clients interested in the products and services offered by our establishment can request to receive information on our products and services.

Users logging on to the website www.palatine.fr have the necessary means to do so. They are aware of and must abide by our legal information.

The products and services offered by the Palatine bank website are designed to be freely accessible and are to be used according to the contract conditions and rates in force.

The website is governed by French law.

Information available on the website :

The data and information available on the website www.palatine.fr are supplied for your information and should not be considered as a canvass, advice, as a service and product offer, or as an incentive to acquire real-estate values of all companies listed.

The Palatine bank tries its best to ensure the exactness and the updating of all information on its website, especially the financial information on the site which the Palatine bank has the right to change or correct at anytime without advanced notice. The Palatine bank can not however guarantee the completeness, exactness, or modification of a third party.

The Palatine bank is not responsible :

- if there is an inaccuracy, misstatement, error or omission on the information available on the site ;
- if certain information is not available ;
- for any damage whether direct or indirect whatever the cause, origins, reason or consequences may be and caused by the access of another party or for not being able to access the site ;
- for using the site and/or for a loan granted to any information directly or indirectly from the site ;
- for decision made according to information on the site nor for the use of the site by other parties.

Hypertexts links and virus :

The hypertexts links, set up in the framework of the site www.palatine.fr to other sites available on the Internet and especially for partners, are the result of a preliminary and express authorisation.

However, the Palatine bank is not the publisher of these sites and can not therefore control the content of these sites. As a result, the Palatine bank can not be held liable for the content of these available sites or for any collection or transferring of personal information, for the installation of Cookies or any other procedure carried out by these sites.

Therefore, a hypertext link on the Palatine Bank site to another site does not signify that the bank recommends nor validates this site and its content. It is up to the user to use this information at his/her discretion and with an open mind. By accessing another site via a hypertext link, the user knows that he/she is doing so at his/her own risk.

As a result, the Palatine bank will not be responsible for any information, opinions or suggested recommendation from a site via a hypertext link or for any direct or indirect damaged caused by accessing the site.

Users and visitors of the site www.palatine.fr can not install a hypertext link to the site without written and preliminary authorisation from the Palatine bank. Any request concerning hypertext links should be sent to the publishing site director www.palatine.fr.

In general, the user of this site must take the necessary precaution to insure that the site he/she has chosen does not contain a virus.

The Palatine bank is no way responsible for any indirect or direct damages caused by the use of its site or other linked sites.

Confidentiality and integrality of information shared by Internet users :

The confidentiality and integrality of information are not guaranteed by the Internet.

As a result, messages that users send to the Palatine bank via Internet can be intercepted and/or modified at any time. The Palatine bank denies any responsibility for any acts against its will.

Computing and liberties :

The Palatine bank site Is registered with the Commission Nationale de l'Informatique et des Libertés (CNIL) - the French national computing and liberties commission- in accordance with the law n∞78-17 6th of January 1978 in relation to computing, files and modified liberties.

In certain cases, (questionnaires, inquiries, candidature, etc.), the Palatine bank can ask Internet users to supply personal information for IT reasons such as their surname, name, postal and electronic address.

Personal information given to the Palatine bank via the website users via inquiries on products and services offered by the bank, by forms or online questionnaires are necessary in order to answer questions on forms or questionnaires.

The user is informed that he/she has the right to access, to change or to delete information about the user by sending a letter to the following address: Palatine bank - Service Relations Clientèle - 42 rue d'Anjou - 75382 PARIS CEDEX 08.

The user is also informed that, in accordance with the law on the 6th of January 1978, personal information given by the user via forms on the site are for the Palatine bank and can be transferred to other parties, especially to other companies within the Palatine bank group, to partners, to suppliers or to service management providers. Users can oppose to this transfer of personal information by sending a letter to the address mentioned above.

If the user gives his/her email address or fax number the bank will have to ask for his/her pre-approval to receive via email or fax advertisements or sales information on the Palatine bank products and services. If the user gives his/her telephone number or postal address, the Palatine bank may offer advertisements or sales information on the Palatine bank products and services via telephone or the post.

The user can oppose to this by sending a letter the Palatine bank Customer Service dept.

Intellectual Property :

The Palatine bank is owner of royalties on all images, text, photographic sounds as well as on all documents that can be downloaded from its site.

Any copying, representation or diffusing of all or part of this site on any other document or by any other process is strictly forbidden except with written preliminary approval from the Palatine bank communication director. Disrespecting this can lead to an infringement which may call for legal responsibility of the counterfeiter.

The brands and logos on the Palatine bank site are registered trademarks. Any complete or partial reproduction of these trademarks or logos, whatever the reason may be, especially for advertisement reasons, carried out via the Palatine bank site without preliminary approval and written approval for the trademark owner, is forbidden.

Cookies :

The user of the Palatine bank site is informed that when accessing the site, cookies can automatically install itself on your search engine software and can be temporarily stored in your hard disk. A cookie is an element that does not enable one to identify the user but is used to store information in relation to your browsing on the Internet.

The Palatine Bank uses Cookies for the following reasons :

- to provide the possibility of accessing information in relation to the user's profile to offer a personalised service
- To identify the subsite of the Palatine bank site consulted by the user in order to anticipate his/her needs and keep our site updated.

The user of the Palatine bank site is aware of this practice and authorizes the user of the Palatine site to the employer.

The user can deactivate Cookies via parameters within his/her browsing programme.